Conforming Loans: 1/6/09

$150,000 to $417,000

Loan Amount:
Loan Program	Rate	Points	APR	My Payment
30-Year Fixed	6.000%	0 pts	6.200%	$1,799
15-Year Fixed	5.500%	0 pts	5.700%	$2,451
30-Year Fixed/Interest-Only	6.250%	0 pts	6.450%	$1,563
10-Year Interest-Only	6.250%	0 pts	6.450%	$1,563
7-Year Interest-Only	6.000%	0 pts	6.200%	$1,500
5-Year Interest-Only	5.875%	0 pts	6.075%	$1,469
3-Year Interest-Only	5.875%	0 pts	6.075%	$1,469
6-Month Interest Only	6.000%	0 pts	6.200%	$1,500
1-Month Interest-Only	6.500%	0 pts	6.700%	$1,625

Jumbo Loans: 1/6/09

Over $417,000

Loan Amount:
Loan Program	Rate	Points	APR	My Payment
30-Year Fixed	6.875%	0 pts	7.075%	$3,285
15-Year Fixed	6.500%	0 pts	6.700%	$4,356
30-Year Fixed/Interest-Only	7.000%	0 pts	7.200%	$2,917
10-Year Interest-Only	6.625%	0 pts	6.825%	$2,760
7-Year Interest-Only	6.500%	0 pts	6.700%	$2,708
5-Year Interest-Only	6.375%	0 pts	6.575%	$2,656
3-Year Interest-Only	6.375%	0 pts	6.575%	$2,656
6-Month Interest Only	6.000%	0 pts	6.200%	$2,500
1-Month Interest-Only	6.500%	0 pts	6.700%	$2,708

The above rates assume a purchase or non-cash out refinance of a primary residence, and credit scores of 720+. Please call for second home and investment property rates. Rates are subject to change at any time.

Flex Funding has negotiated preferred closing costs with a leading title company in the region. Our combination of low interest rates and low closing costs is the best in the business. Call 1-800-865-FLEX for a complete quote.

Flex Funding, LLC
5335 Wisconsin Ave NW
Suite 700
Washington, DC 20015

Voice: (202) 537-3539
Toll-Free: (800) 865-FLEX
Fax: (202) 318-0229

E-mail: info@flexfunding.com